About Spartan Capital

Who We Are.
Committed to
Small Business.

Spartan Capital is a small business funding company — fully committed to helping the small business owner triumph. Customized funding solutions since 2016, serving hundreds of communities and industries nationwide.

Business meeting
2016
$1B+
Capital Deployed
$1 Billion+ Deployed 65,000+ Businesses Funded 4.8★ Trustpilot Rating Decisions in 1 Hour Founded 2015 500+ Team Members 47 States Served $1 Billion+ Deployed 65,000+ Businesses Funded 4.8★ Trustpilot Rating Decisions in 1 Hour Founded 2015 500+ Team Members 47 States Served
Our Mission

An Innovator in Alternative Funding.

Traditional banks turn down 80% of small business loan applications. Spartan Capital was built to fix that. We use technology and common sense underwriting to say yes to the businesses that deserve capital — fast, fair, and without the runaround.

$1B+
Capital Deployed
65K+
Businesses Funded
4.8
Trustpilot Rating
1hr
Avg. Decision Time
Team collaborating
Business owner
Our Values

What We Stand For

01
Speed Above All

Business doesn't wait and neither do we. Decisions in 1 hour, funding in 24 — because opportunity and crisis both move fast.

02
Radical Transparency

No hidden fees, no bait-and-switch, no fine print surprises. You see exactly what you're getting before signing — always.

03
Human First

You get a real person who picks up the phone. Every client has a dedicated advisor who knows your business.

04
Revenue Over Credit

Banks judge you on credit scores. We judge you on revenue. If your business generates consistent income, you likely qualify.

05
Trust is Everything

We do exactly what we promise, every time. 65,000 businesses and a 4.8-star rating didn't happen by accident.

06
Built for Main Street

Not Wall Street. We fund the restaurant, the contractor, the shop — the businesses that build and serve our communities.

Our Journey

Funding Capital to Small Businesses Since 2016

2015
Founded
Spartan Opens

Two ex-bankers launch Spartan Capital in NYC with a mission to fund small businesses faster than any bank.

2017
Milestone
$100M Deployed

Crossed $100M in capital deployed and 5,000 businesses funded across 47 states.

2019
Expansion
Partner Program

Launched the Spartan Partner Program — brokers and CPAs now earning industry-leading commissions.

2022
Growth
50K Businesses

50,000 businesses funded. $750M deployed. Recognized as a top-10 SMB lender nationally.

Now
Today
$1 Billion+

Over $1 billion deployed, 65,000+ businesses funded, 500+ team members. And growing.

Get Started

Ready to Get Funded?
Apply in Minutes.
Decisions in Hours.

Apply in 5 minutes. No hard credit pull. Decision in 1 hour. Funds as fast as 24 hours.

Business owner