Spartan Capital is a small business funding company — fully committed to helping the small business owner triumph. Customized funding solutions since 2016, serving hundreds of communities and industries nationwide.
Traditional banks turn down 80% of small business loan applications. Spartan Capital was built to fix that. We use technology and common sense underwriting to say yes to the businesses that deserve capital — fast, fair, and without the runaround.
Business doesn't wait and neither do we. Decisions in 1 hour, funding in 24 — because opportunity and crisis both move fast.
No hidden fees, no bait-and-switch, no fine print surprises. You see exactly what you're getting before signing — always.
You get a real person who picks up the phone. Every client has a dedicated advisor who knows your business.
Banks judge you on credit scores. We judge you on revenue. If your business generates consistent income, you likely qualify.
We do exactly what we promise, every time. 65,000 businesses and a 4.8-star rating didn't happen by accident.
Not Wall Street. We fund the restaurant, the contractor, the shop — the businesses that build and serve our communities.
Two ex-bankers launch Spartan Capital in NYC with a mission to fund small businesses faster than any bank.
Crossed $100M in capital deployed and 5,000 businesses funded across 47 states.
Launched the Spartan Partner Program — brokers and CPAs now earning industry-leading commissions.
50,000 businesses funded. $750M deployed. Recognized as a top-10 SMB lender nationally.
Over $1 billion deployed, 65,000+ businesses funded, 500+ team members. And growing.
Apply in 5 minutes. No hard credit pull. Decision in 1 hour. Funds as fast as 24 hours.