🏗️ Construction & Contractors

Construction
Financing.

Construction is a tough industry with its own unique set of financial challenges. Our construction company funding team is here to help you get your project done and off the ground as quickly, efficiently, safely, and affordably as possible.

Apply Now → See How We Help
No hard credit pull
Decision in 1 hour
65,000+ funded
Construction business
Construction business
Just Funded
$$350K
Whitfield Contracting · Construction
Up to $2M
Funding Available
24hrs
Avg. Time to Fund
65K+
Businesses Funded
$0
Collateral Required
Zero
Hard Credit Pull
How We Help

Seamless Construction Financing
With a Cash Advance

We've funded thousands of construction businesses across the country. Here's what they use the capital for.

Materials & Supplies
Buy materials upfront to lock in pricing and start jobs without waiting on draws.
Equipment Financing
Finance excavators, trucks, trailers, and heavy machinery — 100% financed.
Payroll Between Draws
Keep crews paid on schedule even when project draws are delayed by GCs.
Bid Bonding & Insurance
Cover bond premiums and insurance to qualify for larger, more profitable contracts.
Construction business
$350,000 Funded
Average Construction funding amount
Financing Options

Simple Application Process

Multiple ways to get capital — pick the one that fits your situation best.

Most Popular
Business Term Loan

Structured capital for equipment, expansion, or large material purchases.

$10K – $2M
Funding Range
Learn More
For Cash Flow
Merchant Cash Advance

Fast capital to cover payroll and materials while waiting on draws.

Up to $500K
Funding Range
Learn More
For Equipment
Equipment Financing

Finance any construction equipment — own it at end of term.

Up to 100%
Funding Range
Learn More
Business owner
★★★★★
"

"We had a $1.2M commercial contract but couldn't front the materials. Spartan funded us $350K in 24 hours. That single deal tripled our revenue for the quarter. I've referred every contractor I know."

JW
James Whitfield
Owner, Whitfield General Contracting · Dallas, TX
$350,000
Total Funded
Term Loan
Product Used
Get Started Today

Don't Wait — Apply for the
Funding You Need Today.

Join thousands of construction business owners who trust Spartan Capital for fast, flexible funding.

Decisions in as little as 1 hour
No hard credit pull — ever
Funding as fast as 24 hours
Works with construction draw schedules
$10K – $2M available
Get Pre-Qualified
No hard credit pull · Response in under 1 hour
No hard credit pull · No commitment · Funds as fast as 24hrs