Revenue Based Financing

Repay Based on
What You Actually Earn.

Access $5,000–$500,000 and repay as a percentage of your daily revenue. No fixed monthly payments — pay more when sales are strong, less when they're slow. Flexible capital that moves with your business.

Apply Now → See How It Works
$5K–$500K
Funding Range
2hrs
Fast Funding
$0
Fixed Payments
Flexible
Repayment
Get Pre-Qualified
Apply in minutes · No impact on your credit score
How long have you been in business?
Credit Score (Owner's Estimated)
Annual Revenue
$
Contact Information
*No hard credit pull · No commitment · Response in under 1 hour
🎉

Application Received!

A Spartan Capital advisor will contact you within 1 hour.

Up to $2M
Funding Available
24hrs
Avg. Time to Fund
65K+
Businesses Funded
$0
Collateral Required
Simple Process

How It Works

From application to funded in as little as 24 hours — here's exactly what happens.

📋
Apply Online

5-minute form. We look at your revenue history, not just your credit score.

⚡
Get Approved

We review your revenue and return an offer with your funding and repayment % in 1 hour.

📄
Review Your Terms

See exactly what % of monthly revenue you'll repay and for how long.

🔄
Repay Flexibly

Repayments adjust with your revenue automatically — more in great months, less in slow ones.

Perfect For

Repayment That Moves
With Your Business.

Revenue based financing aligns perfectly with businesses that have variable or seasonal income — no fixed payment pressure, ever.

Seasonal Businesses
Repayments scale down automatically in slow seasons — no stress about fixed payments.
Fast-Growing Businesses
Access capital to fuel growth and repay faster as revenue increases.
Variable Revenue Businesses
No fixed monthly payment pressure — repay exactly what your business earns.
Declined by Traditional Lenders
Strong revenue can overcome weak credit — we focus on your trajectory.
Basic Requirements
Most businesses qualify — here's what we look for
Min. Monthly Revenue$10,000+
Time in Business12+ months
Min. Credit Score500+
Collateral Required✓ None
Hard Credit Pull✓ Never
Fixed Monthly Payment✓ None
See If You Qualify — Free
Business owner
★★★★★
"

"Our holiday season is huge but summers are brutal. With RBF we pay less in July and more in December — it's the only financing that actually makes sense for our business model."

ST
Sarah Thompson
Owner, Thompson Outdoor Gear · Denver, CO
$120,000
Total Funded
Revenue Based Financing
Product Used
Get Started Today

Apply for Revenue Based Financing
in Minutes

Join thousands of business owners who trust Spartan Capital for fast, flexible funding with no surprises.

Payments flex with your revenue
No fixed monthly payment pressure
No hard credit pull — ever
Funding as fast as 24 hours
Perfect for seasonal businesses
Get Pre-Qualified
No hard credit pull · Response in under 1 hour
No hard credit pull · No commitment · Funds as fast as 24hrs