Turn Tomorrow's Sales
Into Today's Cash Flow.
A business cash advance from Spartan Capital lets you receive funds as a lump sum upfront and repay with a percentage of your business's sales. No collateral required — approved against your future sales.
Application Received!
A Spartan Capital advisor will contact you within 1 hour.
How It Works
From application to funded in as little as 24 hours — here's exactly what happens.
5-minute application. No hard credit pull, no stacks of paperwork required.
Our team reviews your file and returns an offer in as little as 1 hour.
See your funding amount, factor rate, and repayment terms. No surprises.
Sign and funds are in your account within 24 hours.
Fast and Easy Funding Approval.
An MCA works best for businesses with consistent daily revenue who need capital fast — even if traditional banks have said no.
"Spartan had us funded in 18 hours when we needed to replace two commercial ovens. The process was seamless and the terms were exactly as promised. We've renewed three times since."
Apply for Merchant Cash Advance
in Minutes
Join thousands of business owners who trust Spartan Capital for fast, flexible funding with no surprises.